By downloading or using Second Meal (the “App”) you agree to these Terms. If you do not agree, do not use the App.
Nothing in the App or on this site is tax, accounting, legal, financial or insurance advice, and using the App creates no professional or fiduciary relationship between you and us. Whether an expense is deductible, how it should be categorised, what substantiation a tax authority will accept, how an asset should be depreciated, and what your insurer requires are all matters for you and your own qualified professionals. Suggested categories, prompts and summaries are conveniences, not determinations. Consult a licensed accountant or attorney about your situation.
The App reads documents and transcribes speech automatically. It will sometimes get a vendor, date, amount, card number, category or name wrong, especially on faint, damaged, handwritten or unusual documents, and transcription will sometimes mishear words and names. It may also fail to notice a duplicate, or wrongly treat two separate purchases as one. You are responsible for reviewing every record you rely on for a tax filing, an insurance claim, a reimbursement or any other purpose. Every value in the App can be corrected by you.
Records are stored on your device. Keeping them, and keeping them backed up, is your responsibility. We do not hold a copy and cannot recover your data for you. Deleting the App, losing or wiping the device without a backup, or a device failure will lose the records held on it. You are also responsible for retaining records for as long as the law requires in your jurisdiction, which is generally longer than you expect.
If you connect a service that belongs to you — cloud storage, an email account, accounting software — that service is governed by its own terms and privacy policy, and its availability, accuracy and security are not ours to control. We are not responsible for what a third-party service does with data you direct the App to send it, for its outages, or for changes it makes to how it works.
If a paid subscription is offered, the price, billing period and renewal terms are shown before purchase. Purchases and subscriptions are processed by Apple and governed by Apple's terms. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends; manage or cancel in your Apple account settings. Refunds are at Apple's discretion under Apple's policy, not ours. Prices may change for future periods with notice.
THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT ANY DATA IT EXTRACTS WILL BE ACCURATE OR COMPLETE, OR THAT YOUR RECORDS WILL BE ACCEPTED BY ANY TAX AUTHORITY, INSURER OR OTHER PARTY.
Some jurisdictions do not allow the exclusion of certain warranties, so parts of this section may not apply to you.
TO THE FULLEST EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR ANY LOST PROFITS, LOST REVENUE, LOST OR CORRUPTED DATA, BUSINESS INTERRUPTION, OR FOR ANY TAX, PENALTY, INTEREST, DISALLOWED DEDUCTION, DENIED INSURANCE CLAIM, AUDIT COST OR PROFESSIONAL FEE ARISING OUT OF OR RELATED TO YOUR USE OF THE APP, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY.
OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE APP WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US FOR THE APP IN THE TWELVE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) FIFTY U.S. DOLLARS.
Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you. Nothing in these Terms limits liability for fraud, for death or personal injury caused by negligence, or for anything else that cannot be limited by law.
You agree to defend, indemnify and hold harmless James Peterson Films, LLC and its owners, officers and contractors from any claim, demand, loss, liability, cost or expense (including reasonable legal fees) arising out of your use of the App, your records, your tax or insurance positions, your breach of these Terms, your violation of any confidentiality agreement or law, or your infringement of anyone's rights.
You may stop using the App at any time by deleting it. We may suspend or discontinue the App, or any feature, at any time. We will not knowingly make a change that leaves your existing records unreadable without providing a way to export them.
These Terms are governed by the laws of the State of New York, without regard to its conflict-of-laws rules. Any dispute will be brought exclusively in the state or federal courts located in Kings County, New York, and you consent to that jurisdiction and venue. If you are a consumer in a jurisdiction whose law gives you the right to bring proceedings locally, this does not remove that right.
These Terms are between you and James Peterson Films, LLC only, and not with Apple Inc. We, not Apple, are solely responsible for the App and its content. Apple has no obligation to provide any maintenance or support for the App. If the App fails to conform to any applicable warranty, you may notify Apple and Apple will refund the purchase price, if any; to the maximum extent permitted by law, Apple has no other warranty obligation whatsoever with respect to the App. We, not Apple, are responsible for addressing any claim relating to the App, including product liability, failure to conform to legal or regulatory requirements, consumer protection claims, and any claim that the App infringes a third party's intellectual property rights. You represent that you are not located in a country subject to a U.S. Government embargo or designated as a “terrorist supporting” country, and that you are not on any U.S. Government list of prohibited or restricted parties. Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you.
If any provision is found unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver of it. You may not assign these Terms; we may assign them in connection with a sale of the business. These Terms, with the Privacy Policy, are the entire agreement between us about the App. We may update these Terms; the date above will change and continued use after an update means you accept it.
hello@secondmeal.ai — James Peterson Films, LLC.